List of Acceptable Title Documents for Puerto Rico:
1. Original Deed/Escritura
The deed or escritura must clearly identify the applicant as the grantee (buyer), and list the matching property address on file. It is also useful to provide the pages listing the property's parcel number.
2. Mortgage Statement
The mortgage statement must clearly list the applicant's name and the matching property address on file. Mortgage statement must be dated from the last 60 days.
3. Property Tax Bill
The property tax bill must clearly list the applicant's name, matching property address on file, and parcel number. Tax bill must be from the most recent tax-filing year.
4. CRIM Property Report
The CRIM Property Report must clearly list the applicant's name and the matching property address (dirección física) on file.
We recognize that a customer’s LUMA Energy service address may not always perfectly match official title records. When minor discrepancies arise, our team cross-references key property identifiers across all submitted file documents to verify an address match.
When the LUMA service address differs significantly from property records, submitting supplemental title documents ensures the fastest path to underwriting approval:
Primary Document: Property Deed or Escritura
Supporting Documents (at least one): Property Tax Bill and/or Recent Mortgage Statement






